Which UPSC subjects are covered?

All seven General Studies Paper I (Prelims) subjects: History, Polity, Geography, Economics, Science & Technology, Environment, and Current Affairs. Cards are organized by topic and weighted to match exam patterns.

How is this different from reading NCERTs?

NCERTs give you the knowledge, but most aspirants forget 80% within a week. We turn NCERT-level facts into active recall flashcards — you type answers from memory instead of re-reading. Spaced repetition ensures you retain facts until exam day.

When should I start using this?

Ideally 6-12 months before Prelims, but even 3 months of consistent daily reviews makes a difference. The earlier you start, the more static facts you'll have locked in.

How much time do I need per day?

Most users spend 20-30 minutes per day on their review sessions. This complements your main study — think of it as a retention layer on top of your reading.

Is there a mobile app?

No download needed. Visit cueprep.com on your phone and add to home screen for an app-like experience. Works offline after first load.

UPSC CSE Prelims Money and Banking Flashcards

Master 84 money and banking concepts for the UPSC CSE Prelims.

Monetary Policy Tools

12 cards

Question

Consider the following statements regarding the Repo Rate:

It is the rate at which the RBI lends short-term money to commercial banks.
Banks are not required to provide any collateral to borrow under this window.

Which of the statements given above is/are correct?

Question

In the context of the Indian economy, what is the primary purpose of the RBI raising the Reverse Repo Rate?

Banking System & Norms

11 cards

Question

Complete the statement regarding the regulatory differences between Commercial and Cooperative banks in India:

While Commercial Banks are exclusively regulated by the , Cooperative Banks have a dual regulation structure. Their banking operations are regulated by the , whereas their registration, management, and administrative functions are governed by the .

Question

In a Regional Rural Bank (RRB) in India, what is the correct mandated shareholding pattern among the Central Government, State Government, and the Sponsor Bank respectively?

Money Supply, Currency & Digital Payments

11 cards

Question

Complete the formula for Reserve Money:

M0 (Reserve Money) = + with RBI + Other deposits with RBI

Question

Complete the formula for Narrow Money:

M1 (Narrow Money) = Currency with the public + with the banking system + with the RBI

RBI Structure & Functions

10 cards

Question

Complete the timeline of the Reserve Bank of India's formation:

The RBI was established in under the provisions of the RBI Act of , and was later nationalized in the year .

Question

Consider the following statements regarding the Reserve Bank of India (RBI):

It acts as a banker to both the Central and State Governments.
It manages the public debt of the government. Which of the statements given above is/are correct?

Financial Markets & Capital Markets

12 cards

Question

Differentiate between the two major segments of the financial system based on their maturity periods:

The market deals with short-term funds with a maturity of less than one year, whereas the market deals with long-term instruments with a maturity of more than one year.

Question

Which of the following are considered Money Market instruments in India?

Treasury Bills (T-Bills)
Commercial Papers
Corporate Bonds
Call Money

Select the correct answer using the code given below:

NBFCs & Microfinance Regulation

7 cards

Question

Consider the following pairs of Non-Banking Financial Companies (NBFCs) and their primary functions:

NBFC-IFC : Infrastructure financing
CIC : Acquiring shares and securities of group companies
NBFC-Factor : Acquisition of receivables

How many of the above pairs are correctly matched?

Question

The RBI's Scale-Based Regulation (SBR) framework categorizes NBFCs into four tiers based on their size, activity, and perceived systemic risk. Complete the hierarchy from lowest to highest risk:

Layer → Layer → Layer → Top Layer

Insolvency & Bankruptcy Code (IBC) Framework

8 cards

Question

Consider the following statements regarding the Insolvency and Bankruptcy Code (IBC), 2016:

It replaced the Sick Industrial Companies Act (SICA) and the Board for Industrial and Financial Reconstruction (BIFR).
Its primary objective is to ensure the time-bound resolution of insolvency.

Which of the statements given above is/are correct?

Question

Complete the statement regarding the regulatory architecture of the IBC framework:

The acts as the primary regulator under the IBC. It is uniquely responsible for regulating and overseeing and Information Utilities, but it does not directly regulate the .

Financial Sector Reforms, Basel Norms & Regulatory Frameworks

13 cards

Question

Which of the following was a primary recommendation of the Narasimham Committee I (1991) on the financial system?

Question

Consider the following statements regarding the Narasimham Committee II (1998) on Banking Sector Reforms:

It recommended the merger of strong banks to create mega-banks.
It suggested raising the Capital Adequacy Ratio (CAR) to 10%. Which of the statements given above is/are correct?

Also study

Fiscal Policy46 International Organizations39 External Sector48 Growth, Development & Indicators54 Agriculture & Allied Sectors36 Industry & Infrastructure10 Social Development & Inclusion13 Planning & Economic Reforms10

Ready to study UPSC CSE Prelims?

Spaced repetition helps you remember more with less effort. Start with a free account — no credit card required.

Browse other exams

Bar Exam Flashcards SAT Math Flashcards TOPIK II Flashcards JLPT Flashcards NCLEX-RN Flashcards ASVAB Flashcards AP Psychology Flashcards US Citizenship Flashcards